Health Insurance

Our health insurance provider is Aetna Student Health.  When you begin classes at CESL you can go to this website and print your health insurance card using your CESL ID number and your date of birth.  To find a list of prefered Aetna health providers please see the Aetna Student Health website.   Read more about Aetna Student Health coverage and benefits.

  • All F-1 and J-1 students must buy mandatory, University of Arizona-approved health insurance when they register at CESL.
  • CESL does not provide insurance for students’ dependents. Students will need to secure health insurance for their dependents on their own.
  • Students must use the Campus Health Service as their primary care facility.
  • The health insurance will pay for medical care and referrals to a specialist - with a deductible amount.
  • Students should complete any dental work and vision care in their home country.  Dental and vision care is very expensive in the U.S. and the health insurance plan does not cover dental work.
  • Do not buy medical insurance for your study at CESL. It is included in your CESL fees.
  • If you are not an F-1 or J-1 student, you may choose to sign a form to refuse insurance.  
  • Please be aware that there is a $75 per person  in-network deductible.  The office visit copay is $25, the emergency room copay is $225, and the urgent care copay is $100.

Campus Health Service at the University of Arizona

When you do not feel well, you will see a doctor on campus.  While you are a student at CESL, you may also use all other facilities of the Campus Health Service.  For more information on the Campus Health services, contact Campus Health Service directly.  

  • It is also a good idea to buy traveler's insurance to cover you while you travel to and from CESL.

Please visit for more information.

Dental Care

CESL health insurance does not include dental coverage, and Campus Health does not have dental services. Any dental procedures or insurance must be handled by students individually. Below is some information that may be helpful, but please check all your options and make your own decisions. CESL does not endorse any particular providers.

Aetna Student Health offers the "Vital Savings" discount program. This provides a discount (reduction of cost) on some dental procedures, but it is not an insurance plan. The Vital Savings discount program is available on a 9/1-8/31 plan year basis, though a student can enroll at any time up to 5/31. So, for the 2023-2024 academic year, the Vital Savings is available 9/1/2023-8/31/2024 and enrollment deadline is 5/31/2024. Enrollment is done direct through their website

The program gives a student (and dependent, if they enroll them as well) access to their network providers and the discounted fee schedule Aetna negotiated with them. The student does, however, pay for their care directly to the dentist at that amount, as there are no claims forms filed. Discounts range from 15-50%, across all services- cleanings, x-rays, as well as on orthodontia and teeth whitening. 

If students want an actual dental insurance plan, Aetna does have individual plans available in Arizona. Students can enroll direct through Aetna at (there are vision plans available to be added-on if they purchase an individual dental plan as well).

Here also is a list of AZ discounted dentists that you may find helpful: